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Legal notice

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Legal notice

Last modification August 27 2022
<em><strong>Last modification August 27 2022</strong></em>

1. Introduction

PRO APLICACIONS NET DIGITAL 21, S.L. (hereinafter, "PRO APLICACIONS") is an Andorran entity domiciled in Andorra la Vella (Principality of Andorra), Avda. Meritxell, 79, 4th floor, with Tax Identification Number 715216-N, duly registered in the Commercial Register of Andorra and whose contact e-mail address is

PRO APLICACIONS is the owner of all intellectual property rights or any other type of rights over the website (hereinafter, the "Website").

The present terms of use (hereinafter, the "Terms of Use") regulate the access and use of the Website by its Users (hereinafter, the "Users") and will be complemented with any other legal texts that regulate any functionality, service, process, application, platform or means necessary for the use of the Website or included in the same.

Please read the Terms of Use carefully. By accessing the Site and using the materials contained herein, you signify that you have read, understand, and agreed to be bound by these Terms of Use (including with respect to privacy). If you do not agree with all or part of these Terms of Use, you should refrain from using the Site.

The User should bear in mind that the products, services, or content made available to Users on the Website may be regulated by specific conditions which, in the event of conflict, shall prevail over these Terms of Use. Therefore, each time the User uses said product, service, or content, he/she will be accepting to be subject to the corresponding particular conditions that may be applicable.

2. Object

The purpose of the Website is to provide information and publicity about the Principality of Andorra and its different business sectors, such as financial institutions, real estate, insurance, and others, in order to provide the User with a website where they can easily consult certain service providers according to their needs. The information provided through the Web is illustrative and not exhaustive and cannot be considered as a means of subscribing any type of service provision or other type of contract or agreement with PRO APLICACIONS. The information referred to may not be constantly updated.

3. Intellectual and Industrial Property

The texts, images, sounds, animations, videos, and any other contents that the Web may contain are the exclusive property of PRO APLICACIONS or, if applicable, of third parties who have granted a licence or authorisation to PRO APLICACIONS for their use.

The User is only authorised to view and obtain a temporary private copy of the contents for his/her exclusive personal and private use in his/her computer systems (software and hardware), but is not authorised for their subsequent transfer to third parties. With the above exceptions, the User may not modify or reproduce, either in part or in whole, nor distribute or communicate this information to the public, without the express written consent of PRO APLICACIONS.

Users acknowledge and accept that the use of the Website does not imply the transfer of any intellectual or industrial property rights, such as copyrights, trademarks, designs or other rights over the Website or any of its constituent elements, except for the limited licence of use granted to Users under the terms provided herein.

All logos, brands and industrial designs that appear on this Web fall within the scope of application of the industrial and intellectual property rights registered by PRO APLICACIONS, and therefore any form of exploitation, reproduction, distribution, public communication, making available and transformation is prohibited without the express authorisation of PRO APLICACIONS.

4. User Commitment

The User voluntarily and expressly acknowledges and accepts that the use of the Website is carried out under his/her sole and exclusive responsibility at all times.

The User undertakes to comply with these Terms of Use, as well as to comply with any special warnings or instructions for use contained herein.

The User undertakes not to misuse the Website, and not to use it or distribute information through it for:

Activities contrary to the Law in force, to the present conditions, to morality, good customs or to the established public order, or for illicit, prohibited or harmful purposes to the rights and interests of PRO APLICACIONS or third parties. In particular copyright, names or registered trademarks, as well as privacy rights.

Use the Website or any part of it on other private or commercial websites, as well as make commercial use of the Website; or establish hyperlinks or hyperlinks to the Website or to any of its contents (unless expressly authorised in writing by PRO APLICACIONS).

Alter, copy, modify, decompile, disassemble, reverse engineer, license, rent, sell or imitate the Website or its contents, in accordance with the provisions of clause 3 of these Terms of Use.

Transmit a virus or other harmful component that impairs, limits or damages the Site or any connected network or interferes with any other user's use and enjoyment of the Site.

Disclose, extract, reuse, re-send or use in any way, totally or partially, in any medium or support, any of the parts of the Web belonging to PRO APLICACIONS without the prior and express consent of the company.

PRO APLICACIONS reserves the right to block access to certain services of the Web to any User. In the event that it infringes these Terms of Use, the rights of third parties or the applicable legislation and, in particular, the commitments stipulated in this clause. PRO APLICACIONS will retain all other additional rights that may correspond to it against the User, especially those relating to the initiation of criminal or civil proceedings.

The User guarantees that the information, materials, contents or observations that do not constitute his personal information but that he provides to PRO APLICACIONS do not infringe the intellectual or industrial property rights of third parties, or any other legal provision.

5. Exclusion of guarantee

PRO APLICACIONS will do everything reasonable to ensure the correct functioning of the Web. However, PRO APLICACIONS cannot guarantee the absence of service interruptions for the purpose of carrying out repair work and/or maintenance of the Web or lack of coverage or failures in the equipment and/or networks necessary for the transmission of data, which are beyond its control. PRO APLICACIONS will take appropriate measures to reduce such interruptions.

6. Responsibilities

The User uses the Website at his/her own risk. By accessing the same, he/she undertakes to use it in accordance with the Law, being liable to PRO APLICACIONS and/or third parties for any damage or harm that may be caused as a consequence of the non-fulfilment of this obligation.

PRO APLICACIONS cannot be held responsible for errors or security damage that may occur in the User's computer system (hardware and software) or the files or documents stored in it due to viruses present in the computer used to connect to the services and contents of the Web, due to a failure of the browser, the use of obsolete versions of the browser or telephone breakdowns, interferences, omissions or disconnections in the operative functioning of the electronic system due to causes beyond the company's control.

In any case, the User will be fully responsible for the data or contents that he/she transmits or communicates to PRO APLICACIONS. PRO APLICACIONS does not control or supervise any of the aforementioned contents, unless so established by the competent court or an administrative decision, reserving the right to eliminate them or prevent their visualisation until the ownership of the material in question or the legality of the same is proven.

The information provided through the website is indicative and not exhaustive, and may not be updated at any given time. PRO APLICACIONS does not guarantee that the provision of services or the information linked to the service providers that are advertised on our Website, chosen by the User, is totally or partially updated, nor that their characteristics, descriptions or other data such as price, financing or leasing alternatives may vary between the visit to the Website and the formalisation of the contract for the provision of the service, purchase or lease of the property with the corresponding entity.

It is the responsibility of the service provider chosen by Users to send the corresponding quote or service offer.

Therefore, to the extent legally possible, PRO APLICACIONS is not responsible for any errors or omissions that may be present in the content of the Web or others that may be accessed through it.

PRO APLICACIONS does not control, in general, the use that Users make of the Web. In particular, PRO APLICACIONS does not guarantee under any circumstances that Users use the Web in accordance with the law, these Terms of Use, morality, generally accepted good customs and public order, nor that they do so in a diligent and prudent manner. Consequently, PRO APLICACIONS accepts no responsibility for the use made by the User of the content of the Web that may involve a violation of any type of national or international regulation, of intellectual or industrial property rights or of any other rights of third parties.

7. Data protection

PRO APLICACIONS will protect the personal data of the Users and will use them only to the extent permitted by law or provided that the Users have given their consent. Users can find information about the processing of their personal data in the Privacy Policy.

8. Cookies Policy

Users can find more information on this subject in the Cookies Policy.

9. Links to other websites and social networks

This website may contain links to other websites, social networks and/or third-party applications, in order to facilitate the User's access to the information of collaborating or sponsoring companies. PRO APLICACIONS does not exercise any control over them and is not responsible for their content, their operation or the transmission received by said third parties. PRO APLICACIONS may offer the User such links and information and/or services solely for the User's convenience, and it is the User's responsibility to read and accept the terms of use and privacy policies published on the linked websites or applications.

Likewise, PRO APLICACIONS cannot control the information, contents, products or services provided by third parties that have established links to the Web. Consequently, PRO APLICACIONS does not assume any type of responsibility that may derive from the use by the User of functionalities, technologies, services or platforms of third parties. In this sense, the User undertakes to hold PRO APLICACIONS harmless from any liability or payment of damages as a result of infringements or incidents related to the use of such third-party functionalities, technologies, services or platforms, even though they are available through the Web.

10. Modifications in the Terms of use and scope of the services of the Web.

PRO APLICACIONS reserves the right to change the structure and design of the Web, and to modify or eliminate services, contents or the conditions of access and/or use of the Web, at any time and without prior notice, for which reason the User should consult these Terms of Use regularly. In the event that these Terms of Use are modified, the date on which the new version becomes effective will be indicated at the top of the Terms of Use. In the event that the User continues to use the Website once the new version has been published, he/she will have accepted the new Terms of Use.

Likewise, PRO APLICACIONS reserves the right to modify, extend or reduce the scope of the services included in the Website, or to change its functions at any time. This is due, in particular, to the rapid development of new technologies, which requires PRO APLICACIONS to periodically adapt the technical contents of the Website.

11. Notification of possible infringements

PRO APLICACIONS respects the rights of third parties and the applicable legislation. The User of this Website is obliged to do the same.

If any User detects any use of this Web that is offensive and/or for purposes contrary to current legislation, he/she must notify PRO APLICACIONS immediately by e-mail to

© PRO APLICACIONS NET DIGITAL 21, S.L. 2022. Reproduction in whole or in part is prohibited. All rights reserved.

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